Upload any credit card statement and get Excel rows with dates, merchants, amounts, fees, payments, and categories. Works with PDFs, scans, and photos — no templates.
Try your messiest credit card statement. See real output before you pay.
Direct answer: The fastest way to convert a credit card statement to Excel is to upload it to Lido. Lido reads credit card statements with layout-agnostic AI, extracts transaction dates, posting dates, merchant names, descriptions, charges, payments, fees, and balances, and exports the result to Excel, Google Sheets, CSV, or JSON without templates or manual data entry.
This is the highest-intent step: test Lido on the exact document you need converted. If the preview looks right, sign up and keep processing.
Designed for controllers, bookkeepers, tax preparers, auditors, founders, and ops teams who need usable spreadsheet data now, not another software implementation.
Credit card PDFs vary wildly by issuer, card product, and statement period. Lido reads card statements from AmEx, Chase, Capital One, Citi, Discover, Bank of America, and regional issuers without building templates for each layout.
Get statement date, posting date, merchant, memo, amount, payment, fee, balance, and category columns in a spreadsheet you can filter, sort, reconcile, or import into accounting tools.
Ask Lido to classify spend by GL category, project, employee, vendor, reimbursable status, or business versus personal. The AI creates extra columns so review starts from a completed first draft.
Historical statements, downloaded PDFs, scanned paper, and photographed pages all run through the same extraction flow. Lido handles rotated pages, multi-page statements, and inconsistent tables.
Credit card statements contain sensitive card and transaction data. Lido is SOC 2 Type 2 certified, encrypts data in transit and at rest, deletes uploads within 24 hours, and never trains models on your documents.
Export to Excel, Google Sheets, CSV, or JSON, then upload into QuickBooks, Xero, NetSuite, reconciliation workpapers, expense audits, litigation schedules, or tax-prep spreadsheets.
“We had two years of credit card PDFs across four corporate cards. Manual entry was going to eat a full week. Lido gave us transaction-level Excel files the same day, including merchants, dates, amounts, and usable categories.”
Finance teams use Lido to turn historical credit card statements into spreadsheet-ready transaction files for tax prep, reimbursements, month-end close, and audit requests.
Drop in a PDF, scan, or photo. Lido handles multi-page statements and new layouts without asking you to draw zones.
Lido detects the transaction table and captures dates, merchants, amounts, fees, payments, and categories. Add AI columns when you want categorization or cleanup.
Download Excel or send the output to Google Sheets, CSV, or JSON for reconciliation, accounting imports, analysis, or review.
Financial statements are not simple tables. Descriptions wrap across lines, debit and credit columns change names, balances continue across pages, scans shift coordinates, and issuers update layouts. A cheap converter can create a spreadsheet that looks finished while quietly dropping rows.
Lido is built for statement structure. It uses AI to understand what each row means, then maps the data into columns your team can actually reconcile, analyze, and import.
The conversion math is simple: if Lido saves even a few hours of manual entry, the first paid month usually pays for itself.
Enter a rough monthly page count. If the time cost is higher than $29, the next step is obvious: test Lido on 50 free pages.
The best way to convert a credit card statement to Excel is to use Lido, upload the PDF or scan, and let layout-agnostic AI identify the transaction table automatically. Lido extracts dates, merchant names, descriptions, charges, payments, fees, balances, and categories into clean spreadsheet rows without card-issuer templates.
Yes. Lido is built for issuer-by-issuer layout variation, so it can convert AmEx, Chase, Capital One, Citi, Discover, Bank of America, US Bank, and regional credit card statements without separate setup for each format.
Yes. Lido processes downloaded PDFs, scanned paper statements, photographed pages, and older archived statements. Lido first reads the image text, then the AI maps the financial table into Excel columns so shifted scans and multi-page statements still produce usable rows.
Lido can extract statement date, posting date, transaction date, merchant, description, charge amount, payment amount, fees, interest, running balance, cardholder, and custom categories. Lido can also add AI columns for GL code, reimbursable status, vendor cleanup, or business versus personal classification.
Yes. Lido is SOC 2 Type 2 certified, uses encryption in transit and at rest, deletes uploaded statements within 24 hours, and never uses customer documents to train AI models. Lido is designed for sensitive financial documents such as credit card statements, bank statements, invoices, and tax files.
Lido includes 50 free pages with no credit card required, then paid plans start at $29 per month for 100 pages. For teams converting batches of credit card statements every month, Lido is usually cheaper than manual data entry or template tools that need constant maintenance.
Yes. Lido can create AI columns that categorize credit card transactions by merchant type, expense category, GL account, project, employee, reimbursable status, or any rules you describe in plain English. Lido turns the statement into a review-ready spreadsheet instead of just raw OCR text.